2027 Wholesale Client Coverage & Credit Summer Intern (Internship)

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Regular or Temporary: Temporary

**Language Fluency: ** English (Required)

Work Shift: 1st shift (United States of America)

Please review the following job description:

The Wholesale Client Coverage & Credit Summer Intern participates in a 10-week program designed to build a practical foundation in commercial banking, credit analysis, risk assessment, portfolio management, and relationship management. The intern begins with structured training and then completes an experience in an assigned business area while contributing to team priorities and a capstone project addressing a real business or client need.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

1. Complete one week of in-person training focused on credit fundamentals, financial analysis, commercial banking, and the Wholesale Banking client and credit process.

2. Complete a nine-week assignment in a business area such as Credit Analysis, Commercial Banking, Specialized Industries, Credit Risk and Portfolio Management, or Real Estate.

3. Gather, organize, and analyze financial statements, borrower information, industry trends, market data, transaction information, and other materials under the guidance of experienced professionals.

4. Assist with financial spreading, cash flow analysis, borrower and industry research, credit-review materials, portfolio monitoring, market analysis, or other work aligned with the assigned team.

5. Support team priorities by preparing spreadsheets, presentations, written summaries, process documentation, and project updates that clearly communicate findings and open items.

6. Learn how bankers and credit professionals evaluate client needs, borrower risk, repayment capacity, transaction structure, and ongoing portfolio performance.

7. For a Real Estate assignment, support analysis of commercial real estate lending, valuation fundamentals, property and market information, transaction structure, and portfolio-management considerations.

8. Collaborate with teammates and cross-functional partners, participate in meetings, ask informed questions, incorporate feedback, and provide timely updates on assigned work.

9. Complete and present a capstone project that addresses a real business or client need and demonstrates financial analysis, problem solving, and communication skills.

10. Participate in mentorship, networking, coaching, leader exposure, and professional-development activities throughout the internship.

11. Follow applicable policies and procedures, exercise sound judgment, and protect confidential client and company information.

QUALIFICATIONS

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. Currently enrolled in a bachelor’s degree program with a graduation date of December 2027 through June 2028.

2. Overall GPA of 3.2 or above.

3. Strong analytical and financial aptitude, with effective problem-solving and organizational skills.

4. Superior written and oral communication abilities.

5. Ability to learn quickly, manage multiple priorities, meet deadlines, and collaborate effectively in a fast-paced environment.

6. Interest in commercial lending, credit analysis, risk management, relationship banking, commercial real estate, or related financial services areas.

7. Ability to work in the designated program location for the full internship period.

Preferred Qualifications:

1. Coursework in finance, accounting, economics, real estate, business analytics, or a related field.

2. Familiarity with financial statements, accounting concepts, Microsoft Excel, and PowerPoint.

3. Experience conducting research, analyzing data, completing team projects, or preparing presentations.

4. Demonstrated teamwork, initiative, intellectual curiosity, professional judgment, and attention to detail through academics, work, or extracurricular activities.

The starting hourly wage for this position is $41 - $45.

**General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: **All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

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