Liquidity Risk Analyst II

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Regular or Temporary: Regular

Language Fluency: English (Required)

Work Shift: 1st shift (United States of America)

Please review the following job description:

The Corporate Liquidity Risk Management team is responsible for managing the liquidity risk of Truist Financial Corp (TFC) and its subsidiaries (e.g. Truist Bank, Truist Securities) by maintaining compliance with Truist’s liquidity risk appetite. Furthermore, the Liquidity Risk Management team works closely with business partners from Capital Management, the Investment Securities Portfolio, Corporate Funding, and Asset-Liability Management (ALM) to develop and execute strategies supporting the treasury function in meeting its objectives with consideration given to key liquidity metrics. The Liquidity Risk Analyst II role within the Liquidity Risk Management Team is responsible for the calculating, reporting, and monitoring of key liquidity metrics while assisting with the execution of liquidity risk governance, risk identification, and strategy of Truist.

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

Daily Funding Execution & Reporting

• Assist in day-to-day execution across the wholesale funding stack (e.g., Federal Funds, repurchase agreements, negotiable certificates of deposit (CDs), short-term bank notes).

• Support daily monitoring and reporting of wholesale funding positions, funding costs, pricing changes, counterparty activity, and market access conditions.

• Contribute to daily liquidity and funding coordination with ALM, Liquidity Risk Management, and Corporate Treasury partners.

Funding Analysis & Forecasting

• Support daily and monthly forecasting of key funding metrics, including short-term funding needs, upcoming maturities, pricing levels, and expected utilization of various funding channels.

• Assist with cost-of-funds analysis, marginal funding curve updates, and relative-value comparisons between funding sources.

• Perform scenario analysis, sensitivity analysis, and funding strategy modeling to inform optimal tenor selection and funding mix decisions.

Governance, Controls, & Risk Monitoring

• Maintain ownership of governance and controls for assigned responsibilities, including adherence to policies, procedures, methodologies, and limit frameworks.

• Assist in identifying and monitoring funding-related risks, including rollover risk, counterparty risk, interest rate risk, and market access risk.

• Work with internal partners (Risk Management Organization (RMO), Finance BURM, Truist Audit Services (TAS)) to remediate issues, support testing, and maintain strong control documentation.

Strategic Funding Support

• Assist with the development of the annual Corporate Funding Plan to support Truist's balance sheet, liquidity, capital, regulatory, and rating-agency objectives.

• Support evaluations of alternative funding sources and diversification opportunities, including long-term debt issuance, preferred equity, and structured or dealer-placed programs.

• Provide analytical support to Corporate Treasury leadership on wholesale market conditions, regulatory implications, and strategic funding recommendations.

Program & Market Support

• Assist in managing ongoing programs such as the CAFO Premium Finance Commercial Paper program, including liaising with CAFO management on funding needs and related hedging considerations.

• Monitor wholesale market developments, including interest rates, credit spreads, monetary policy, and peer issuance, and summarize implications for Truist's funding activities.

Management Reporting & Presentations

• Assist with preparing funding-related materials for Asset-Liability Committee (ALCO), ALCO subcommittees, the Corporate Treasury function, and senior leadership.

• Contribute to presentations covering funding strategy, market updates, peer developments, and risk analysis for executive stakeholders.

• Support periodic regulatory exams (e.g., FDIC, Federal Reserve) related to corporate funding activities and documentation.

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• BS/BA degree or higher in finance, accounting, business administration, or economics.

• 4+ years of financial services experience

• 2+ years in an analyst or reporting role within finance or accounting

• Fundamental understanding of the key tenets of Liquidity Risk Management (RegYY, RegWW, relevant SR Letters)

• Ability to work effectively, as well as independently, in a team environment

• Basic familiarity with Balance Sheet Management

• Strong masterly of Microsoft Office suite including Word, PowerPoint, Excel, and Visio

Preferred Qualifications:

• A Masters of Business Administration (MBA) or Chartered Financial Analyst (CFA) Designation.

• Prior experience in Risk Management rolePrior experience in a leadership role

• General ledger experience

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

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