Senior Auditor, Global Payment Network

White Collar Factory (95009), United Kingdom, London, London

Senior Auditor, Global Payment Network

Job Title: Senior Auditor, Global Payment Network

Location: London / Nottingham - Hybrid

Working Pattern: 3 days in-office (Tuesday-Thursday) and 2 days remote.

Our Mission

We’re on a mission to be a force for good in lending. Throughout our almost 30-year history, we’ve consistently been recognised as a great place to work; in 2026, Capital One was officially ranked 9th in the UK’s Best Workplaces™ list. Hear from our team about what it’s like working at Capital One UK.

About the Role

This is a fantastic opportunity to join our UK Audit team.

Capital One’s Audit function is a dedicated group of professionals focused on delivering top-quality assurance services to the organisation’s Audit Committee. Audit's vision to provide high value, independent, proactive insights, to innovate with technology, and to be a top-notch talent destination, creates a dynamic atmosphere for both personal growth and professional opportunity.

We’re seeking an energetic, self-motivated Senior Auditor (ideally fully qualified) interested in becoming part of our UK-based Global Payment Network Audit team. As a member of the Audit team, you’ll focus on conducting operational and compliance-related audits for our Global Payment Network business.

We're especially interested to hear from candidates who have card payments experience (Amex, Visa, Mastercard, etc.)

What you’ll do:

• Own completion of components of our payment network audits.

• Help develop engagement planning documentation for assigned areas to communicate rationale for scoping decisions, and help develop audit programs to ensure adequate coverage of risks.

• Design and execute appropriate audit procedures to verify the effectiveness of internal controls. Document auditee processes and procedures, review and analyze evidence, and identify potential issues.

• Leverage available data and analytical tools during the planning and fieldwork phases of audit delivery

• Prepare clear, organized, and complete documentation to support work performed, including drafting initial findings.

• Establish and maintain strong and effective relationships with key business partners and the extended Audit group.

• Effectively communicate information and audit progress to the team and to all levels of management.

• Self prioritise and effectively plan your own work activities managing multiple priorities and tasks across the team to deliver quality results. Proactively take on additional work to support the team when possible.

• Proactively seek out learning opportunities to enhance skills and competencies related to role

• Occasional and optional travel to perform audit engagements, flexible to personal circumstances

The skills and experience you’ll need:

• Experience of either risk assessments or audits in payment networks

• Proven history of significantly contributing to the delivery of internal or external audit

• Proven skills in assessing business risks and the ability to identify, design, execute risk-based testing

• You possess a relentless focus on quality and timeliness

• You adapt to change, embrace bold ideas, and like to ask questions, test assumptions, and challenge conventional thinking

• You develop influential relationships based upon shared risk objectives and trust to deliver outstanding business impact and elevate Audit’s value proposition

• You’re a firm believer that a rich understanding of data, innovation, and technology will only make you a better auditor

• You create energy and an environment that fosters trust, collaboration, and belonging, making it easy to attract, hire, and retain top talent

• You do the right thing and lead by example.

Where and how you'll work

This is a permanent position based in our Nottingham or London office. We embrace a hybrid approach to work. You'll spend three days a week in the office (Tuesday-Thursday), with Monday and Friday being dedicated work-from-home days. Our offices are designed to inspire and support you. At our Nottingham head office, you'll find an on-site gym, restaurant and dedicated Learning Loft. Our London office boasts a rooftop running track and coffee bar.

What’s in it for you

We invest in the growth of our people alongside our business. You will have extensive opportunities to learn and develop your career, including access to up to £5,000 in funding for external qualifications. In addition to career development, our comprehensive benefits package is designed to grow with you, ensuring your wellbeing is prioritised at every stage of your career:

• Wealth & Future: Competitive pension and performance-based bonus schemes

• Holidays: Start with 25 days of annual leave, increasing with tenure. Need more? You have the option to buy 5 additional days.

• Health: Access premium care through our private medical insurance.

• Family Support: We champion your milestones with enhanced parental leave.

A full list of our benefits is available here.

What you should know about how we recruit

We pride ourselves on hiring the best people, not the same people. Building diverse and inclusive teams is the right thing to do and the smart thing to do. We want to work with top talent: whoever you are, whatever you look like, wherever you come from. We know it’s about what you do, not just what you say. That’s why we make our recruitment process fair and accessible. We value diversity, inclusion and belonging at our core. We empower our associates to do great work by creating an inclusive culture—one that values diverse perspectives, fosters collaboration and encourages innovative ideas—and a place where associates of all backgrounds can thrive by bringing their most authentic selves to work. We call this our Culture of Belonging, and it rests at the heart of our business. Our associate-led Business Resource Groups were created to help support our diverse population and include over 10 groups across our offices. Because each Business Resource Group is as unique as the population it serves, they offer a range of activities, networking opportunities, special events and learning programmes to associates.

Capital One is committed to diversity in the workplace.

If you require a reasonable adjustment, please contact ukrecruitment@capitalone.com All information will be kept confidential and will only be used for the purpose of applying a reasonable adjustment.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).