Job Description

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description: This job is responsible for supporting end-to-end credit underwriting and monitoring processes for new and existing clients. Key responsibilities include completing credit analysis, evaluating risks, and writing financial analysis using various tools and systems. Job expectations include analyzing financials, projections, industry data, covenant compliance, collateral, and policy requirements to ensure alignment with the bank’s risk appetite.

Embedded across the bank’s eight lines of business, the Global Infrastructure Credit team reflects the bank’s initiative to fuel the global economy, build trust and credibility with communities, and represents a company that people want to work for, invest in, and do business with.

The Global Infrastructure Credit team supports the continued growth in sustainable and infrastructure finance and further deliver on Bank of America’s Critical Infrastructure Finance Initiative. The Global Infrastructure Credit Team covers transactions for Project Finance, Tax Equity and Corporate Lending through involvement in the origination and underwriting of transactions.

Responsibilities:

• Analyzes client financial information, identification/mitigation of potential risks, compliance with regulatory requirements and evaluation of collateral in determination of credit worthiness

• Completes monitoring activities via analysis of clients’ financial performance and collateral evaluation to ensure appropriate requirements are met

• Listens in to client meetings to develop a deeper understanding of the client's business, management team, and past and future performance

• Reviews completed client requests to ensure compliance with policy and procedures

• Understands how credit data is used internally and provided to regulatory partners

• Assists with periodic portfolio reviews

• Perform financial, business industry, and transaction analyses, conduct research, and prepare supporting documentation for transaction credit approval.

• Performs intensive qualitative and quantitative due diligence on transaction structures, stress scenarios, financial models, engineer reports, and terms and conditions

• Participate in the underwriting and documentation of project finance and other credit facilities designed to meet both client and investor needs as well as balance the bank's internal risk/return requirements

• Provide input into key projects/initiatives across the bank

• Review the credit profile of key transaction counterparties (e.g. borrowers, servicers, sponsors and off-takers)

• Engage with various partners including GCIB Enterprise Credit Officers for recourse obligors, Enterprise Credit Risk, and Global Markets Risk

Required Qualifications:

• 1+ years’ experience in corporate or commercial credit at a financial institution

• Strong communication skills, both written and verbal

• Strong combination of academic aptitude, quantitative skills, and strategic and creative thinking

• Ability to manage multiple complex tasks while delivering high-quality results

• Demonstrates intellectual curiosity and is focused on continuous learning and skill building

• Ability to work independently, build internal and external relationships, and manage multiple stakeholders

Desired Qualifications:

• Master’s degree in finance/accounting or equivalent work experience

• Experience in project finance/tax equity/structured credit with a focus in energy, power, infrastructure, or data center financing

• Strong technical skills including quantitative financial modeling

• Formal credit training program at financial institution

Skills:

• Analytical Thinking

• Credit Documentation Requirements

• Financial Analysis

• Loan Structuring

• Relationship Building

• Active Listening

• Attention to Detail

• Collaboration

• Underwriting

• Written Communications

• Business Process Analysis

• Data and Trend Analysis

• Issue Management

• Recording/Organizing Information

• Research

Shift: 1st shift (United States of America)

Hours Per Week: 40

Pay Transparency details

US - MA - Boston - 100 Federal St - 100 Federal St Lp (MA5100), US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100)

Pay and benefits information

Pay range

$75,000.00 - $95,000.00 annualized salary, offers to be determined based on experience, education and skill set.

Discretionary incentive eligible

This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits

This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.