Junior, Mid-Level
Counterparty Credit Analyst (NBFI)
DEPARTMENT DESCRIPTION
COVERAGE & INVESTMENT BANKING/Credit Portfolio Management - Financial Assets and Insurance (GLBA/CPM/FAI). The mission of CPM/FAI is to provide credit analysis and manage the credit relationship with clients. This position has a focus on non-bank financial institutions located in the Americas, primarily the USA.
Responsibilities
The individual will be responsible for credit analysis of existing or new non-bank financial institution clients/counterparties related to the following industries: asset managers and regulated funds, pension funds; mortgage REITS; and private equity funds. Products traded include OTC derivatives, prime services products, foreign exchange, repo, and securities lending. Clients may also require committed loan facilities. Day to day responsibilities include:
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Process credit requests in a timely manner to meet business deadlines and maintain the annual review cycle.
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Research and analyze financial data on the client to prepare high quality analysis in credit applications that address client credit risk and transaction risk.
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Conduct sector research covering North America to support the analysis.
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Develop strong credit judgment skills when recommending credit facilities, taking into consideration facility size, tenor, and suitability for client.
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Propose obligor ratings using the bank’s rating tools.
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Manage key components of counterparty credit administration such as internal ratings, trading documentation (ISDA/CSA, GMRA, GMSLA, FAA), and replacement risk limits. Become knowledgeable of credit terms for legal documents and follow up with legal department on negotiations.
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Perform ongoing monitoring of client credit quality to identify a possible deterioration of credit quality.
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Monitor exposure and manage credit limit exceptions. Adapt to ongoing accounting and regulatory changes that affect credit limits and exposure.
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Coordinate all aspects of a credit request, liaising with FAI relationship managers, business lines, legal staff, and Risk Division.
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