Service Finance Underwriter I

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Regular or Temporary: Regular

Language Fluency: English (Required)

Work Shift: 1st shift (United States of America)

Please review the following job description:

The Service Finance Consumer Loan Underwriter is responsible for the overall evaluation of the loan application to determine an approval or denial.

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

1. Reviews and analyzes consumer credit reports

2. Ensures loans meet all program and product specifications

3. Ensures that documents are consistent and uphold to company and industry guidelines and uploaded for borrower signature

4. Communicates loan decisions and terms

5. Verifies accuracy of borrower's information on loan documents

6. Adheres to all loan funding operational policies that are consistent with overall policies and procedures and regulatory objectives of Service Finance

7. Acts as a liaison with dealer and other departments within Service Finance

Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. 3 years minimum related experience

2. High school diploma or GED

3. Experience reading and understanding credit report

4. Proficiency with Microsoft Office Suite

Preferred Qualifications:

1. Knowledge of consumer finance

2. Customer service experience

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

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