Principal Risk Specialist, CRA Strategy & Program Management

Principal Risk Specialist, CRA Strategy & Program Management

Within Capital One, Global Enterprise Affairs (GEA) is an organization dedicated to delivering on Capital One’s Mission by strengthening our reputation, deepening our relationships in our communities, managing engagement with the federal bank regulatory agencies, and serving as Capital One’s voice in the legislative and political processes at the federal, state and local levels. The GEA organization comprises Community Reinvestment Act (CRA) Strategy & Program Management, Global Policy Affairs Group, Regulatory Affairs, Global Enterprise Communications, Community Finance, Community Impact & Investment, and the GEA Command Center.

The CRA Strategy & Program Management (S&PM) team partners with lines of business across the enterprise to sustain Capital One’s longstanding Outstanding CRA performance. We maintain high data quality and control standards, and develop and support effective strategies with each applicable business. Most importantly, we manage CRA examinations by showing the bank examiners how Capital One effectively responds to the lending, investment, and service needs of the communities where we do business. We convey Capital One's comprehensive and durable approach to improving the financial well-being of low- and moderate-income people and neighborhoods.

The CRA Strategy & Program Management Data Management, Analysis, Technology & Automation (DATA) team seeks a highly analytical, self-directed, and dedicated professional to assume a pivotal technology risk management role. The successful candidate will contribute directly to maintaining the organization's record of Outstanding CRA performance by overseeing the accuracy and completeness of regulatory data workflows, ensuring rigorous quality assurance, and enforcing alignment with established technology compliance and information security control frameworks.

Responsibilities:

• Provide operational support for governance, risk management, and compliance control processes.

• Deliver strategic risk advisory services and oversight for technology-related operations, offering expert guidance across assigned business functions.

• Cultivate and sustain key stakeholder partnerships to foster cross-functional collaboration throughout the enterprise.

• Identify, monitor, and manage risk events and issues to safeguard the organization. Partner with relevant business units to execute remediation strategies.

• Maintain operational oversight to verify that assigned controls function as intended, ensure alignment with corporate policies and standards, and deliver specialized risk consulting.

• Conduct rigorous evaluations of control designs, execute effective challenges, and drive continuous control optimization.

• Collaborate with technology partners to enhance operational efficiency and advance process automation.

The successful candidate will have:

• Strong problem-solving, oral and written communication skills

• Strong organizational skills and ability to effectively prioritize

• Very strong attention to detail with the ability to focus on data and quality control

• Demonstrated ability to work independently, perform and influence others in a fast-paced environment

• Propensity to identify and assess potential risks in the processes

• Experience assisting in updating team policies and standards

• Programming and data visualization skills are preferred

• Fluency with SQL, databases, spreadsheets and presentations, including pivot tables, basic formulas, and charts

Basic Qualifications:

• Bachelor’s degree or Military experience

• At least 1 years of Technical Risk Management or Audit experience

• Proficient in Google Products and Microsoft Excel

Preferred Qualifications:

• At least 2 years of experience in governance, risk management or compliance roles

• At least 2 years of project management experience leading cross functional projects and programs in Risk

• At least 2 years of experience in the Community Reinvestment Act (CRA) field

• At least 1 year of experience with CRA Wiz or other CRA analytical products

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Plano, TX: $109,900 - $125,400 for Principal Risk Specialist

McLean, VA: $120,800 - $137,900 for Principal Risk Specialist

Richmond, VA: $109,900 - $125,400 for Principal Risk Specialist

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).