Trade Client Service - Associate （Support Bank Guarantee）

Key Responsibilities

Client Advisory & Transaction Support

• Act as a primary contact for clients on Bank Guarantee and Standby Letter of Credit related inquiries.

• Provide guidance and education to clients regarding guarantee structures, issuance requirements, claim provisions, governing rules, and market practices.

• Support clients throughout the transaction lifecycle, ensuring a seamless onboarding and servicing experience.

• Manage complex client requests and coordinate resolution across Operations, Product, Sales, Legal, Compliance, and Risk functions.

Bank Guarantee Text Vetting

• Review, analyze, and vet Bank Guarantee and Standby Letter of Credit wording prior to issuance.

• Identify legal, operational, compliance, and documentary risks within guarantee text.

• Provide recommendations and alternative wording aligned with JPMorgan standards and market practice.

• Coordinate with Trade Advisory, Legal, and Operations teams where required to resolve complex drafting issues.

• Ensure all guarantee texts comply with applicable local regulations and internal policies.

Regulatory & Technical Expertise

• Maintain strong knowledge of:

  • Chinese banking and guarantee regulations.
  • URDG 758.
  • ISP98.
  • UCP600 and related ICC trade rules.
  • Relevant sanctions, AML, and compliance requirements.

• Monitor market and regulatory developments that may impact guarantee issuance and servicing activities.

Risk & Controls

• Ensure adherence to internal control standards, procedures, and regulatory requirements.

• Escalate risk concerns promptly and appropriately.

• Support audits, compliance reviews, and control testing activities as required.

• Maintain data integrity and accurate documentation throughout transaction processing.

Stakeholder Management

• Partner closely with Trade Operations, Trade Advisory, Product, Sales, Bankers, Compliance, Legal, and Risk teams.

• Support client meetings and presentations related to trade finance solutions.

• Contribute to service improvement initiatives and process optimization efforts.

• Share knowledge and provide guidance to junior team members where appropriate.

Required Qualifications

• Bachelor's Degree in Finance, Banking, International Trade, Business, Law, or related discipline.

• Minimum 6 years of experience in Trade Finance, with significant exposure to Bank Guarantees and Standby Letters of Credit within China.

• Strong understanding of:

  • Bank Guarantees
  • Standby Letters of Credit
  • Trade Finance Operations
  • International Trade Rules and Practices

• Demonstrated experience reviewing and negotiating guarantee wording with clients and beneficiaries.

• Working knowledge of Chinese regulatory requirements governing guarantees and trade finance transactions.

• Strong communication skills in English and Mandarin, both written and verbal.

• Ability to manage multiple priorities in a fast-paced environment