Enterprise Risk Management Officer- Risk Appetite and Assessment

The Risk Appetite and Assessment team is part of SG Americas Enterprise Risk Management and plays a central role in supporting how enterprise risks are identified, assessed, monitored, reported, and governed across the Americas platform. Reporting to the Head of Risk Appetite and Assessment in Montreal, this role offers broad exposure to enterprise-wide stress testing, business and strategic risk analysis, risk appetite, risk identification and assessment, enterprise risk reporting, governance, and process improvement. It is designed for an adaptable and analytically minded professional who is interested in connecting risk analysis with business strategy and management decision-making. The role requires curiosity, sound judgment, and the ability to understand inputs received from risk types, businesses, or first-line teams, simplify the message, and ask thoughtful questions when something does not appear clear or consistent. Depending on business priorities, team capacity, and the individual’s development path, the person may be assigned to one of the team’s core processes. The expectation is to develop breadth progressively, not to own all processes simultaneously. A strong foundation in quantitative analysis and clear communication is required, while the team will support the individual in developing deeper knowledge of the relevant frameworks, processes, and regulatory expectations.

Responsibilities may include assignment to any of the following core processes, based on team priorities, capacity needs, and the individual’s development path. Areas involving stress testing, business context, and strategic risk are expected to be particularly relevant for this position:

• Enterprise-wide stress testing program: participate in the maintenance and enhancement of the enterprise-wide stress testing program, including connecting stress testing results with business context, management insights, and regulatory expectations.

• Risk Identification and Assessment:

  • Contribute to the enterprise-wide risk identification program, partnering with the second and first lines of defense to report on material risks.
  • Support the development and maintenance of an enterprise-level analytics / Key Risk Indicators program to facilitate independent assessment and challenge.

• Business and strategic risk analysis: support the analysis of strategic risks, business developments, and emerging risk themes, helping translate qualitative and quantitative information into practical risk insights for management.

• Enterprise-wide risk reporting: support the coordination of enterprise-level risk committees across the Americas, reporting to SG AMER Senior Management.

• Risk Appetite and Assessment: assist in maintaining and enhancing the Risk Appetite Statement for SGUS, including supporting the annual review, reporting and escalation processes.

• Risk Management maintenance and improvement:

  • Maintain up-to-date enterprise-wide risk management frameworks.
  • Support the continuous improvement of risk management processes, tools and practices.
  • Promote a strong risk culture and maintain an effective risk management framework by collaborating with various areas of the firm.
  • Assist in efforts to raise self-identified issues and to remediate existing issues.
  • Support overarching initiatives such as the remediation of independent findings (Regulatory, Testing, Audit).
  • Support transversal topics such as regulatory exams, change-the-bank activities, presentations to Senior Management both in SG Americas and at Head Office level.