Credit Analyst

The Real Assets and Infrastructure ("RAI") group within Credit Portfolio Management (CPM) AMER is seeking a Credit Analyst to be based in Société Générale’s New York office.

Credit Portfolio Management (CPM) is a specialized function within Société Générale’s Global Banking and Advisory (GLBA) division. CPM oversees the bank’s credit portfolios, focusing on credit risk monitoring, portfolio optimization, and capital efficiency across a wide range of asset classes and sectors.

RESPONSIBILITIES

• Responsible for credit portfolio management functions covering the Commercial Real Estate, Aircraft and Leasing Business Lines.

• Assist senior members of the team for the preparation of CPM memos for reviews of new originations.

• Prepare annual credit reviews (including financial analysis, update of projections, market research, appraisal review and rating proposal) for assigned accounts.

• Update financial projections per internal requirements.

• Process amendments, waivers, and consents, including obtaining all required internal credit approvals.

• Responsible for credit monitoring and reporting including General and Specific Credit Triggers.

• Cooperation with internal MAI for the management of appraisals.

• Collateral monitoring ensuring

• Perform quarterly asset reviews for watch-list and provisioned loans and presentations in local and global meetings.

• Work in close collaboration with third party servicer for the services provided by them and perform related oversight functions.

• Provide information on credit files to investors.

• Monitoring of limits in coordination with other groups.

• Participation to client and lenders meetings.

• Prepare reports and responses to management inquiries on portfolios.

• Assume lead role in assigned projects.

• Assist in internal and external audits and examinations of portfolios.

• Participate in workout of troubled portfolio credits.