Senior

Senior Engineering Lead - Treasury

Tallinn, Estonia · On-site

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere.

More about our mission and what we offer.

Job Description

About the role

We are looking for a Senior Engineering Lead to own Money Movement, Liquidity, Cash, and Asset Management. This role is crucial to impact clients everywhere moving billions instantly and reliably at scale. You will design the foundations for our next global leap.

You will scale and lead the teams that build our high-confidence view of global cash and the tooling for asset management with automated, smart, risk-aware decisions.

This is a unique chance. You will tackle deep engineering challenges with a clear, direct impact on client experience and Wise’s financials.

How do we work? At Wise, we work in autonomous, cross-functional teams. As a Senior Engineering Lead, you will work in a highly collaborative environment, partnering closely with Product Managers, Analysts, Data Scientists and key stakeholders in our Treasury, Finance, Pricing teams. Together, you will define the strategy, shape the roadmap, and deliver impactful solutions that advance our mission.

What will you be working on? Global Treasury Money Movement: Ensure that Treasury can seamlessly distribute operational funds across hundreds of bank accounts in over 50 currencies timely, at minimal cost, and at scale. You will own core engineering services including Order Management, Market Connector, Liquidity Planner, and Wishmaster (our funding workflow platform). Elevated Customer Experience: Lead the development of a reliable, real-time view of our liquidity for multiple products. You will be responsible for driving our core North Star metrics, ensuring funds are delivered on time and in sufficient quantity so that customer transfers are never delayed. Financial Strength and Resilience: Design and implement advanced monitoring systems to optimize financial resource management systems, directly contributing to substantial operational efficiency gains. Strengthen our foundational scaling strategy, allowing us to operate with greater agility and confidence as we grow. Controlled and Intelligent Scalability: Engineer sophisticated, fine-grained control mechanisms to manage liquidity utilization effectively. Ensure the rapid processing of high-value transactions while maintaining robust, strategic controls to manage flow as needed. Automated Investment and Risk Management Tooling: Develop systems to enable investment of surplus cash while adhering to strict risk and regulatory parameters. Collaborate with data scientists and help develop machine learning to forecast future cash inflows and outflows across all currencies and jurisdictions with high accuracy, enabling proactive and optimal cash positioning and minimizing idle balances.

Qualifications

What do you need? We are seeking a proven Senior Engineering Leader who thrives on complexity. The ideal candidate combines architectural depth in distributed systems with a sharp commercial and product intuition, capable of navigating the intricate trade-offs between financial cost, operational risk, and customer experience.

Qualifications:

You have a strong background in software engineering, with proven experience designing, building, and operating complex, scalable and reliable distributed and event-driven systems in a production environment.
You are comfortable working on a complex and high-stakes domain, such as treasury, payments, or finance, and can guide a team through its unique technical challenges.
You have a strong sense of ownership and the ability to think beyond technical implementation to understand how your team's work directly impacts business risk, cost, and customer satisfaction.
You have experience working closely with product managers and stakeholders to define requirements and prioritize the most impactful work.
You have demonstrable experience leading and mentoring engineering leads and engineers across diverse domains and all levels. You possess the skills to guide leads towards high-performing teams that are collaborative, supportive, and passionate about achieving goals.
You lead by example, inspiring your team to produce high-quality, maintainable code and uphold high engineering standards.
You are an excellent communicator, capable of articulating complex technical concepts clearly to both technical and non-technical audiences.

While these are the core requirements, the following experiences will set you apart:

Experience leading an engineering team in a treasury, fintech, or other complex, high-stakes domain.
Experience building and scaling event-driven systems with real-time aggregations frameworks
Previous experience scaling both teams and systems to support rapid business growth.

Additional Information

Wise Benefits

? RSUs in a growing company
? An annual self-development budget
❤️ Statutory maternity leave, with a perk of 8 fully paid weeks of parental leave for birth or adoption
❤️ Paternity leave for 8 weeks at full pay
? 3 fully paid ‘me days’ per year to help you manage life
?️ A paid 6-week sabbatical leave after four years

Find out more about what we offer.

Interested? Find out more:

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

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