Banking, Commercial Banking, Summer Analyst, Frankfurt - Germany 2027

You’re the brains behind our work.

Citi’s Commercial Bank (“CCB”) is looking for Summer Analysts to join our team. Our Commercial Banking division works with businesses with annual sales ranging from $10 million to more than $3 billion. Our Commercial Banking Team works to find ways for our clients to maximize their growth while taking full advantage of Citi’s banking products. That means knowing all about our deposit and lending, as well as our cash management, trade, FX (foreign exchange) and capital markets solutions. The Summer Analyst Program strives to bring in the best and brightest talent and support them as they develop into the next generation of commercial banking leaders globally.

Your time here will look something like this...

The 10-week Summer Analyst Program starts in June 2027 and begins with in-depth training. People learn differently, so we combine formal training with a complete hands-on experience to help you quickly ramp up and adapt to your role and the culture at Citi. There will be ongoing sales, credit, product, technology, and professional skills training throughout the program along with a robust junior and senior mentorship structure to help you develop professionally.

By the conclusion of the Program, you can expect to have thorough experience with and a strong understanding of:

• The CCB target market, value proposition, and client coverage model

• How bankers interact with clients and identify their needs

• The various credit product types and how these solutions best fit client needs

• The commercial loan underwriting process, including loan structuring and documentation

• The end-to-end credit process including new origination of credit and the monitoring of a credit portfolio

• Engaging with clients, prospects, and centres of influence

• Citi credit and regulatory policies and procedures

• We provide you with the knowledge and skills you need to succeed.

You will join a Coverage team for the duration of the Program, working directly with Relationship Managers on a portfolio of clients and interfacing with teams across the firm. The role of Coverage team members is to serve as a thought partner to our clients, working closely with them to deliver the full breadth of Citi’s solutions to help them fund their operations and expand both locally and overseas.

Analysts play a critical role in meeting the needs of our clients and prospects, including:

• Conducting company research and industry analysis

• Analysing financial data and performing financial modelling focused on company valuations, discounted cash flow analysis, and pro-forma analyses

• Supporting the commercial lending process, which includes secured and unsecured revolving lines of credit, term loans, syndicated loans, leveraged loans, cross-border loans approved locally and extended overseas through the CCB’s global network of 26 countries

• Taking ownership of the client experience, including partnering with Bankers and Product teams to determine which products to leverage in order to help clients achieve their goals

• Playing a role in deal management and client presentation preparation, including creating business development presentations, pitch books, prospect memos, and other client-related decks

• Interacting with partners across the firm, including product, credit risk, in-business controls, legal, marketing, operations, risk, compliance, and technology teams

We want to hear from you if:

• You are due to be graduating in 2028

• On course to achieve a 2,3 (or lower) at undergraduate level in any degree

• You have an interest in business

• You are fluent German and English

Due to high volume of applications, we encourage you to apply as soon as possible as we recruit on a rolling basis.

Please note that the salary ranges are not reflecting correctly, we will discuss the remuneration later on during the application process.

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Job Family Group:

Management Development Programs

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Job Family:

Intern

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Time Type:

Full time

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Primary Location Full Time Salary Range:

$0.00 - $0.00

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

*If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.