2027 Summer Internship Graduate Leadership Program- Digital Banking & Payments

Role Type: Internship/Co-op

Work Term: Summer/Term 3

Work Location: New York, New York, United States of America

Hours: 40

Pay Details: $65.00 - $67.00 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description: The US Graduate Leadership Intern Program is a 10-week internship that prepares you for the fulltime 2-year direct to impact development program and will accelerate your potential and place you at the center of a real-world transformational challenge, aimed at bettering the lives of the clients, colleagues, and communities we serve.

This role provides specialized analytics, insights and research and/ or execution on projects and special initiatives. Demonstrates, and develops day-to-day leadership with meaningful contributions to the overall strategy within their functional area. This role will interact with partners and clients as required. This program is designed to attract, develop, and retain top talent within TD. After successful completion of this program, colleagues will be supported into their next role at TD.

Depth & Scope:

• Solves complex problems requiring analysis of multiple variables, including consultation with multiple stakeholders

• Leads projects of moderately to complex risk and resource requirements; may lead end-to-end processes or functional programs

• Builds stakeholder alignment in leading projects and activities; may provide process and subject matter advice at senior levels

• Integrates the broader organizational context into advice and solutions within own area

• Understands the industry, competition and the factors that differentiate the organization

• Applies best practices to implement process, product or service improvements

• Acts as a subject matter expert within their own area of specialty or a resource for others

• Contributes to setting standards within area of expertise

• Uses advanced methods to contribute to new solutions and recommend standards against which others will operate

• Impacts a range of functional programs and operations across own and related teams

• Interprets guidelines, standards, policies and results of analysis to inform decision making at senior levels

• Works independently as the senior technical lead and guides others within area of expertise

Education & Experience:

• Pursuing a Graduate Degree in related field

• 5+ years of related experience

• Demonstrated leadership experience, a history of delivering strong results, and high aspirations and motivation for career progression to senior leadership roles

Customer Accountabilities:

• Completes business objectives set together with leadership as outlined at the start of the program

• Develops detailed, accurate, and timely research and reporting supported by insightful commentary

• Conducts internal and external research projects; support the development/ delivery of presentations / communications to management or broader audience

• Conducts meaningful analysis at the functional or broader organizational level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices

• Identifies/implements process improvements to automate, streamline, and increase of analysis and decisions

• Represents business on cross-functional/cross-product working groups, projects, and forums

• Works with key business partners on strategic initiatives

• Liaison between internal stakeholders and external advisors, where appropriate

• Manages and prioritize multiple projects, working with discretion and confidentiality

• Advises and present senior management and influence decisions

• Invests in personal development and growth

• May be customer/client facing, and may be required to provide solutions for escalated inquiries or concerns

Shareholder Accountabilities:

• Adheres to organizational frameworks or methodologies that relate to activities for our business area

• Ensures respective programs/policies/practices are well managed, meets business needs/priorities, and complies with internal/external requirements.

• Consistently exercise discretion in managing correspondence, information and all matters of confidentiality; escalate issues where appropriate

• Ensures business operations are in compliance with applicable internal and external requirements ( e.g. financial controls, segregation of duties, transaction approvals and physical control of assets)

• Protects the interests of the organization – identify and manage risks, and escalate non-standard, high risk activities as necessary

• Participates in cross-functional / enterprise / initiatives as a subject matter expert helping to identify risk / provide guidance for complex situations

• Monitors service, productivity and assess efficiency levels within own function and implement continuous process/performance improvements

• Leads / facilitates and/or implements actions/remediation plans to address performance/risk/governance issues

• Actively manages relationships within and across various business lines, corporate and/or control functions and ensure alignment with organizational and/or regulatory requirements

• Keeps abreast of emerging issues/trends and evolving regulatory climate, and assess potential impacts

• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite

Employee/Team Accountabilities:

• Participates fully as a member of the team, support a positive work environment that promotes service to the business, innovation, and teamwork and ensure timely communication of issues/points of interest

• Provides thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unit

• Remains current on trends, and grow knowledge of the business, related tools, technology and techniques

• Committed to curiosity and a growth mindset and a hunger to innovate with purpose

• Participates in personal performance management and development activities, including cross training within own team

• Keeps others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities

• Contributes to team development of skills/capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.

• Leads, motivates and develops relationships with internal and external business partners/stakeholders.

• Contributes to a fair, positive and equitable environment that supports a diverse workforce.

• Act as a brand ambassador for your business area/function and the bank, internally and externally

Preferred Qualifications

• Bachelor’s degree in Business Administration, Engineering, Computer Science, Economics, Finance, or a related field; an advanced degree, such as an MBA or master’s degree.

• Experience developing and executing initiatives in product management, strategy, innovation, consulting, payments, fintech, treasury, wealth management, or digital transformation.

• Experience collaborating with diverse stakeholders across business, technology, operations, risk, legal, compliance, and executive leadership, while building partnerships and influencing outcomes without direct authority in large, complex organizations.

• Curiosity about emerging capabilities such as artificial intelligence, tokenization, digital assets, real-time payments, and digital servicing platforms.

Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel – Occasional

• International Travel – Never

• Performing sedentary work – Continuous

• Performing multiple tasks – Continuous

• Operating standard office equipment - Continuous

• Responding quickly to sounds – Occasional

• Sitting – Continuous

• Standing – Occasional

• Walking – Occasional

• Moving safely in confined spaces – Occasional

• Lifting/Carrying (under 25 lbs.) – Occasional

• Lifting/Carrying (over 25 lbs.) – Never

• Squatting – Occasional

• Bending – Occasional

• Kneeling – Never

• Crawling – Never

• Climbing – Never

• Reaching overhead – Never

• Reaching forward – Occasional

• Pushing – Never

• Pulling – Never

• Twisting – Never

• Concentrating for long periods of time – Continuous

• Applying common sense to deal with problems involving standardized situations – Continuous

• Reading, writing and comprehending instructions – Continuous

• Adding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.