Director, Recovery and Resolution Planning Risk Oversight

Work Location: New York, New York, United States of America

Hours: 40

Line of Business: Risk Management

Pay Detail: $170,000 - $210,000 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Position Overview

Recovery & Resolution Planning Oversight (RRPO) is seeking an experienced and highly motivated leader to support the continued build-out and execution of TD’s independent second-line oversight function for recovery and resolution planning.

This is a high-impact role within Group Risk, focused on strengthening TD’s resilience and resolvability through independent review and challenge of recovery and resolution planning activities, regulatory compliance oversight, readiness assurance, issues management, and governance execution.

The Director will be responsible for governance and oversight activities, program coordination, and review and challenge of recovery and resolution planning subject matter across Canadian and U.S. planning processes. The role supports oversight of plan content, related policies and procedures, regulatory compliance management, readiness and capabilities testing, crisis management processes, and subsidiary oversight activities.

The successful candidate will work closely with Recovery and Resolution Planning teams, Corporate Treasury, Risk partners, Compliance, Regulatory Affairs, Internal Audit, and senior management to help formalize RRPO’s operating model, drive disciplined execution of oversight responsibilities, and support clear escalation of material risks, issues, and remediation activities.

Key Responsibilities

Recovery & Resolution Planning Oversight

• Support the execution and continued build-out of RRPO’s independent second-line oversight model for recovery and resolution planning across TDBG and U.S. planning processes.

• Provide independent review and challenge of recovery and resolution plan content, key assumptions, governance processes, capabilities, testing outcomes, and supporting documentation.

• Coordinate oversight of recovery and resolution planning activities across risk partner groups, including Liquidity Risk, Capital Risk, Operational Risk, Compliance, Technology, Data, and Third-Party Risk, to support integrated and well-evidenced second-line challenge.

• Support oversight of regulatory compliance management activities for in-scope recovery and resolution planning laws, rules, regulations, and regulatory guidance.

• Track, assess, and escalate material risks, gaps, issues, audit findings, Road to Strong action plans, and remediation activities related to recovery and resolution planning.

• Contribute to the development and maintenance of RRPO policies, procedures, standards, interaction models, role clarity, and documentation practices.

• Monitor internal and external developments that may affect TD’s recovery readiness, crisis management capabilities, resolvability, or regulatory expectations.

Governance, Program Execution and Stakeholder Coordination

• Support governance routines, committee materials, management updates, escalation processes, and executive reporting related to recovery and resolution planning oversight.

• Work with first-line RRP teams and subject matter experts to establish clear review timelines, challenge expectations, documentation standards, and closure processes.

• Help formalize RRPO’s operating model, including coverage mapping, interaction protocols, review standards, and reliance arrangements with partner risk teams.

• Support planning and execution of annual and ad-hoc oversight activities, including review and challenge of plan refreshes, capability testing, regulatory self-assessments, and monitoring activities.

• Promote disciplined execution by maintaining clear action tracking, issue escalation, evidence retention, and management reporting practices.

Regulatory Compliance, Monitoring and Issues Management

• Support RRPO’s regulatory compliance management responsibilities, including oversight of applicable recovery and resolution planning obligations, regulatory change processes, inventory and control mapping, training, monitoring, testing, reporting, and issue management.

• Review and challenge remediation plans and management responses to internal audit findings, regulatory observations, self-identified issues, and Road to Strong commitments.

• Maintain awareness of relevant regulatory expectations, including Canadian and U.S. recovery and resolution planning requirements and related supervisory guidance.

• Partner with Compliance, Regulatory Affairs, Internal Audit, and first-line teams to support clear, well-documented, and timely responses to regulatory, audit, and control-related matters.

Cross-Functional Leadership

• Build strong partnerships across the organization, including:

  • Enterprise Recovery and Resolution Planning
  • U.S. Recovery and Resolution Planning
  • Corporate Treasury
  • Liquidity Risk Management
  • Capital Risk Management
  • Operational Risk
  • Regulatory Risk
  • Technology, Data, Third-Party Risk, and other specialist risk partners
  • Internal Audit
  • Senior management and governance committees

• Influence outcomes in a highly matrixed environment and drive alignment across stakeholder groups with different mandates, timelines, and regulatory expectations.

Qualifications

Experience

• 10+ years of relevant experience in risk management, recovery and resolution planning, regulatory compliance, treasury, liquidity risk, capital management, operational risk, governance, audit, or related financial services areas.

• Experience operating in a large, complex financial institution with multiple legal entities, cross-border governance structures, and significant regulatory expectations.

• Demonstrated experience supporting governance, oversight, review and challenge, issue management, regulatory remediation, or control execution activities.

• Experience preparing materials for senior executives, governance committees, Internal Audit, regulators, or other control functions.

Technical Expertise

• Strong understanding of recovery and resolution planning, liquidity and/or capital risk, financial contingency planning, crisis management, governance, regulatory compliance, or related risk management disciplines.

• Knowledge of second-line oversight principles, effective challenge, risk assessment, control documentation, monitoring and testing, and regulatory issue remediation.

• Ability to assess complex plan content, governance materials, regulatory requirements, management processes, and supporting evidence with sound judgment and attention to detail.

• Strong analytical and communication skills, with the ability to translate complex risk and regulatory matters into clear, practical, and executive-ready conclusions.

Leadership & Relationship Management

• Exceptional relationship management and influencing skills.

• Proven ability to challenge constructively while maintaining strong business partnerships.

• Strong executive presence, communication skills, and ability to operate effectively across all levels of the organization.

• Demonstrated ability to lead through complexity and drive outcomes without direct authority.

Success Profile

The ideal candidate is a disciplined, collaborative, and forward-looking risk professional who can provide effective challenge while building trusted relationships across first-line, second-line, and control function partners. They are comfortable working through ambiguity, formalizing new processes, assessing complex regulatory and governance materials, and producing clear, well-supported conclusions for senior stakeholders.

This individual will play a key role in strengthening TD’s recovery readiness and resolvability by helping RRPO build a scalable, well-documented, and value-added second-line oversight model that supports regulatory confidence, disciplined execution, and enterprise resilience.

Inclusiveness

Our Commitment to Diversity, Equity, and Inclusion At TD, we're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals.

How We're Helping Make an Impact in Communities TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of $1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our clients, colleagues, and communities.

Accommodation Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

---

The Director, Recovery and Resolution Planning Risk Oversight is primarily accountable for providing a comprehensive and diverse range of risk management expertise to business leaders and implementing appropriate risk frameworks and leading related management activities to mitigate enterprise or business wide risk exposures for key business segment of the Bank or functional area

Depth & Scope:

• Generally an expert at the enterprise or group business level, requiring broad managerial and deep specialized knowledge of risk management issues at the enterprise, business, regulatory and industry levels

• Acts as the primary regulatory interface on risk issues and requirements for a key business segment of the Bank and assesses and provides direction for existing and new regulations

• Manages or oversees a number of major risk area requirements such as Credit, Operational, Regulatory and/or Market Risk or related programs that are enterprise-wide or cross multiple business segments (e.g. Basel credit project, SOX, Stress Testing etc.)

• Represents business on corporate initiatives and identifies key risks and implications and provides direction in complex situations

• Works with various regulators, business / corporate and pan-wide business support groups to deal with regulatory and cross-business level issues

Education & Experience:

• Undergraduate degree in Business (Accounting or Finance) or Mathematics/Economics.

• Series 7, 79 and 63

• 7-10 years related experience

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel: Occasional

• International Travel: Never

• Performing sedentary work: Continuous

• Performing multiple tasks: Continuous

• Operating standard office equipment: Continuous

• Responding quickly to sounds: Occasional

• Sitting: Continuous

• Standing: Occasional

• Walking: Occasional

• Moving safely in confined spaces: Occasional

• Lifting/Carrying (under 25 lbs.): Occasional

• Lifting/Carrying (over 25 lbs.): Never

• Squatting: Occasional

• Bending: Occasional

• Kneeling: Never

• Crawling: Never

• Climbing: Never

• Reaching overhead: Never

• Reaching forward: Occasional

• Pushing: Never

• Pulling: Never

• Twisting: Never

• Concentrating for long periods of time: Continuous

• Applying common sense to deal with problems involving standardized situations: Continuous

• Reading, writing and comprehending instructions: Continuous

• Adding, subtracting, multiplying and dividing: Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank.

Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.