Card Fraud Strategy – Senior Associate

As a part of Fraud Strategy, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Fraud Strategy is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As an Associate within the Fraud Strategy Team, you will be responsible for designing and validating fraud strategies, capabilities, and processes including working with Product, Technology and Operations. Your role will require a deep understanding of the business, data analysis to understand root causes, and the use of analytics to design and implement solutions. You will play a pivotal role in promoting end-to-end solutions that mitigate risk while balancing the minimization of revenue loss, operating costs, and customer impacts.

Job responsibilities:

• Manage and enhance Fraud strategy to drive the intended tradeoff between fraud mitigation, financial performance, customer experience, and operational efficiency

• Regularly monitor fraud trends and customer frictions to identify opportunities to improve fraud strategy performance

• Leverage internal and external data sources and advanced analytic tools to drive accurate fraud detection

• Partner with product, technology, and operations to develop new capabilities for better detection and treatment by helping design solutions, develop requirements and test before and after implementations

• Collaborate closely with broader fraud strategy team and other cross functional teams to leverage best practice and ensure control and compliance

• Stay on top of the industry trends and adopt industry best practices

• Drive concise and effective oral and written communications with internal and external partners at different levels

Required qualifications, capabilities, and skills:

• MS degree and 2+ years (or BS degree and 4+ years) of experience in risk management/data analytics. Relevant fraud experience preferred

• Excellent collaboration and partnership skills with proven track record in working well with internal teams and external partners

• Ability to think strategically to come up with a vison for areas of responsibility, develop roadmaps and drive execution to balance short-term vs long-term solutions

• Strong analytical thought leadership with the ability to leverage AI and machine learning to drive effective and innovative solutions

• Strong process management and project management skills with the ability to drive capability development. Product management experience is a plus

• Strong communication skills with the ability to communicate effectively and strategically to senior leaders and key stakeholders

• Demonstrated strong curiosity to learn and attention to details to drive analytical and execution quality