Liquidity & Account Solutions Deposit Management- Product Manager Vice President

Be a leader committed to understanding customer needs through advanced knowledge of product development, design, and data analytics.

As a Product Manager in Liquidity & Account Solutions – Deposit Management, you will shape product strategy and deliver client-centric solutions across on-balance sheet deposit products, including ECR, interest-bearing, and hybrid structures. You will lead the end-to-end product lifecycle, driving innovation and successful launches. Acting as the voice of the customer, you will ensure solutions align with client needs. You will deliver scalable, resilient, and high-performing products. You will partner across Sales, Treasury, Finance, Risk, Operations, and Technology to align with business and balance sheet priorities.

Job responsibilities

• Define and own product strategy, roadmap, and business requirements for the Deposit Product portfolio, aligned to market opportunities and firm objectives

• Manage and prioritize the product backlog to support delivery against strategic roadmap and value proposition

• Partner with Sales and stakeholders to identify new opportunities through customer discovery, user research, and competitive analysis

• Lead product development lifecycle activities, including ideation, design, launch, and post-launch optimization

• Evaluate upstream and downstream impacts of product enhancements to ensure seamless integration across the ecosystem

• Drive user research (journey mapping, usability testing, market analysis) to identify and prioritize high-value features

• Monitor and analyze key product metrics (adoption, utilization, portfolio performance, rate sensitivity/betas) to inform decisions

• Conduct portfolio analysis to identify trends, client behaviors, and revenue optimization opportunities

• Own and evolve pricing frameworks for deposit products, including governance, rate plans, and performance guardrails

• Partner with Treasury and Finance to incorporate balance sheet and liquidity considerations into product strategy and pricing

• Lead commercialization and operating readiness (sales enablement, rollout planning, feedback loops) to drive adoption and execution

Required qualifications, capabilities, and skills

• 5+ years of experience in product management, treasury services, or a related domain

• Advanced knowledge of the product development lifecycle, including design and data analytics

• Proven ability to lead end-to-end product lifecycle activities (discovery, ideation, development, launch, and optimization)

• Strong analytical and data literacy skills, with ability to translate insights into strategic decisions

• Experience executing complex, large-scale analytical processes with accuracy and efficiency

• Strong communication, problem-solving, and organizational skills in a fast-paced environment

• Experience in liquidity/cash management, wholesale deposits, or transaction banking

• Understanding of deposit products and pricing dynamics (e.g., ECR, interest-bearing structures)

• Demonstrated ability to manage product performance using KPIs (e.g., portfolio performance, adoption, rate sensitivity)

• Proven ability to influence across a highly matrixed organization (Sales, Treasury, Finance, Risk, Operations, Technology)

• Strong executive communication skills, including business cases, decision memos, and stakeholder updates

Preferred qualifications, capabilities, and skills

• Experience working in large, highly matrixed financial institutions or technology organizations

• Bachelor’s degree in Business, Finance, Engineering, Computer Science, or related field

• Background in liquidity management or transaction banking product roles

• Experience supporting process improvements or system migrations

• Proficiency in data analytics tools (e.g., Excel, SQL, Python)

• Familiarity with pricing governance frameworks in regulated environments