Risk Management - Leveraged Finance Investment Banking Credit Risk - Healthcare - Vice President

As an Investment Banking Credit Risk Vice President in Risk Management and Compliance, you will make and support credit decisions for a portfolio of healthcare clients while balancing risk and return for the firm. You will collaborate with investment banking partners to evaluate credit requests, structure solutions, and provide clear, well-supported recommendations. You will maintain a forward-looking view of portfolio risk through ongoing monitoring, risk rating discipline, and early issue identification. You will help reinforce a strong risk and control culture through consistent application of credit policies and sound documentation practices.

Job Responsibilities

• Identify key risk factors across clients, transactions, and healthcare sub-sectors and communicate a forward-looking risk view

• Lead and participate in client due diligence through meetings and analysis to deepen understanding of business performance and management strategy

• Build and apply financial models to assess key value drivers and incorporate forward-looking scenarios into credit views

• Structure financing solutions using corporate finance and accounting expertise, aligned to the risk assessment

• Prepare, review, and present credit approval materials in line with credit risk policies and standards

• Review and negotiate legal documentation to ensure terms align with approvals and are appropriate for the risk profile

• Monitor the portfolio and maintain accurate risk ratings that reflect a current, forward-looking view of each client

• Identify emerging deterioration early and drive proactive risk management actions for problem situations

• Produce periodic portfolio summaries and annual review materials for senior management

• Support development of junior talent through coaching, training, and feedback

• Partner with analysts, middle office, and data teams to maintain accurate and timely credit system information

Required Qualifications, Capabilities, and Skills

• Bachelor’s degree

• 7 years of commercial banking or investment banking lending experience, including credit analysis, deal structuring, and client coverage

• Strong understanding of financial products, corporate finance, financial modeling, and market dynamics

• Advanced knowledge of financial statements and accounting principles

• Experience preparing credit approval materials and applying credit risk policies and controls

• Experience reviewing and negotiating documentation related to credit agreements

• Knowledge of derivatives products and related documentation, including standard master agreements and collateral documentation

• Strong analytical skills with the ability to form sound, well-supported credit judgments

• Ability to manage multiple priorities and deliver high-quality work in time-sensitive environments

Preferred Qualifications, Capabilities, and Skills

• Master of Business Administration or Chartered Financial Analyst designation

• Strong verbal and written communication skills, including the ability to present to senior stakeholders

• Demonstrated ability to influence outcomes through clear recommendations and effective partnership

• Experience leading client diligence discussions and negotiating with external counterparties

• Demonstrated comfort operating in a demanding environment while managing multiple concurrent workstreams