Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Software Engineer Principal within PNC's Lending Tech organization, you will be based in Dallas, TX, Pittsburgh, PA, Birmingham, AL, Strongsville, OH or Phoenix, AZ.

Strong hands-on experience with Java 8, Java 11, and Java 17 development, including modern language features, performance optimization, and migration strategies.

Experience developing and maintaining Groovy scripts and Python applications for automation, integrations, data processing, scripting, and business rule implementations.

Experience with Business Rules Management Systems (BRMS) and Rules Engines such as Drools, Red Hat Decision Manager, IBM ODM, Blaze Advisor, or similar platforms.

Strong understanding of Object-Oriented Design (OOD), SOLID principles, Design Patterns, Domain-Driven Design (DDD), and enterprise application architecture.

Experience designing and developing microservices, event-driven architectures, and cloud-native applications.

Extensive experience with system integrations, including REST APIs, SOAP services, message queues, event streaming, and middleware platforms.

BPMN modeling tools such as jBPM or Camunda.

JSON Schema, XSD, XML, and web services (RESTful and SOAP).

Experience building and documenting APIs using Swagger/OpenAPI specifications.

Experience writing and executing API test cases using SOAPUI, Postman, and automated testing frameworks.

Experience building and maintaining Azure Data Factory pipelines.

Experience using Groovy scripting within CI/CD pipelines, workflow automation, BPM platforms, and enterprise application development.

Experience leveraging Python for data analysis, API development, automation, orchestration, ETL processes, and analytics solutions.

Experience with API security standards including OAuth 2.0, JWT, SSL/TLS, and enterprise authentication frameworks.

Strong knowledge of CI/CD pipelines, Git-based source control, code reviews, and DevOps best practices.

Job Description

Lead analytics and decisioning processes across multiple functions or business units, leveraging complex analytical tools and technologies to create data-driven solutions while mentoring junior team members.

Define, develop, maintain, and enhance APIs and decision services that support enterprise business capabilities.

Design, develop, and maintain enterprise applications using Java 8, Java 11, and Java 17, following industry best practices and coding standards.

Develop and manage business rules and decision services using enterprise rules engines/BRMS platforms, ensuring scalability, maintainability, and business agility.

Design, develop, and maintain Groovy scripts and Python-based solutions to support application integrations, workflow automation, business rule execution, analytics, and operational processes.

Apply SOLID principles, design patterns, and modern software engineering practices to architect and deliver high-quality solutions.

Work with business and technology teams to define API contracts and service interfaces using Swagger/OpenAPI specifications.

Design and implement integrations between internal and external systems using REST, SOAP, messaging platforms, event-driven frameworks, and data services.

Develop Python-based utilities, automation frameworks, and ETL components to streamline data movement, transformation, validation, and reporting processes.

Utilize Groovy scripting within BPM, workflow orchestration, CI/CD pipelines, and enterprise applications to enhance process automation and operational efficiency.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

• Aligns business strategy with software solutions.

• Proposes, designs & codes software solutions to address complex business needs. Oversees technical and procedural documentation required.

• Leads complex problem solving.

• Provides technical guidance and support to colleagues and solution development.

• Displays an innovative approach to apply modern principles, methodologies and tools to advance business initiatives and capabilities.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.

• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills

Application Development, Business Management, Customer Solutions, Design, Group Problem Solving, JSON, Process Improvements, Release Management, RESTful APIs, Software Solutions, Swagger (Software), User Experience (UX) Design, XML Schema Definition (XSD)

Competencies

Application Design, Architecture, Packaged Application Integration, Product and Vendor Evaluation, Software Process Improvement (SPI), System Development Life Cycle, Technical Troubleshooting

Work Experience

Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education

Bachelors

Certifications

No Required Certification(s)

Licenses

No Required License(s)

Language Assessments

No Required or Preferred Language Assessments

Pay Transparency

Base Salary: $65,000.00 – $187,200.00

Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Generally, this opening is expected to be posted for two business days from 02/26/2026, although it may be longer with business discretion.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.