Senior

Lead Software Engineer, Full Stack (Risk Tech, Intelligent Foundations & Experiences)

McLean, USA, Richmond · On-site

Do you love building and pioneering in the technology space? Do you enjoy solving complex business problems in a fast-paced, collaborative, inclusive, and iterative delivery environment? At Capital One, you'll be part of a big group of makers, breakers, doers and disruptors, who solve real problems and meet real customer needs. We are seeking Full Stack Software Engineers who are passionate about marrying data with emerging technologies. As a Capital One Lead Software Engineer, you’ll have the opportunity to be on the forefront of driving a major transformation within Capital One.

Risk Tech is responsible for transforming risk management into a real time, intelligent discipline powered by modern products and technical capabilities. Our mission is divided into two primary functional pillars: Risk Management Tech (RMT), which develops the frameworks and tools for monitoring risks, testing controls, and managing regulatory requirements; and AML and Compliance Tech (ACT), which ensures our products are delivered ethically and in strict compliance with BSA/AML regulations and global laws.

Reinforcing these pillars are our commitment to Architecture & Engineering Excellence. Our Architecture team bridges the gap between business strategy and technical execution through a customer centric, domain oriented lens, while our Engineering Excellence team empowers our talent to build better, more resilient systems every day. Together, we ensure that Risk Tech isn't just a safeguard - it’s a competitive advantage.

What You’ll Do:

Drive major transformation integrating risk management stack with enterprise GenAI layer. You will be instrumental in architecting how we lean into LLM-driven capabilities to build systems used by frontline risk managers
Lead a portfolio of diverse technology projects and a team of developers with deep experience in distributed microservices, and full stack systems to create solutions that help meet regulatory needs for the company
Share your passion for staying on top of tech trends, experimenting with and learning new technologies, participating in internal & external technology communities, mentoring other members of the engineering community
Collaborate with digital product managers, and deliver robust cloud-based solutions that drive powerful experiences to help millions of Americans achieve financial empowerment
Utilize programming languages like JavaScript, Java, HTML/CSS, TypeScript, SQL, Python, and Go, Open Source RDBMS and NoSQL databases, Container Orchestration services including Docker and Kubernetes, and a variety of AWS tools and services

Basic Qualifications:

Bachelor’s Degree
At least 4 years of professional software engineering experience (Internship experience does not apply)
At least 1 year experience with cloud computing (AWS, Microsoft Azure, Google Cloud)

Preferred Qualifications:

Master's Degree
7+ years of experience in at least one of the following: JavaScript, Java, TypeScript, SQL, Python, or Go
3+ years of experience with AWS, GCP, Microsoft Azure, or another cloud service
4+ years of experience in open source frameworks
1+ years of people management experience
2+ years of experience in Agile practices
Experience leveraging interactive AI tooling to accelerate productivity, utilizing capabilities beyond basic code completion
Experience leveraging Spec-Driven Development (SDD)

At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (i.e. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-2, E-3, L-1 and O-1, or any EADs or other forms of work authorization that require immigration support from an employer).

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $197,300 - $225,100 for Lead Software Engineer

Richmond, VA: $179,400 - $204,700 for Lead Software Engineer

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).