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Dir, Customer Collections & Recovery NAR
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Job ID: 29205
Company: VW Credit, Inc.
Location: Reston, VA, US, 20190 Libertyville, IL, US, 60048
Department: Financial Services and Insurances
Career Level: Executives & Management
Working Model: Full-time
Contract Type: Unlimited
Remote Working: According to company policy
Posting Date: Aug 7, 2026
Dir, Customer Collections & Recovery NAR
Dir, Customer Collections & Recovery NAR
Volkswagen Financial Services, a wholly-owned subsidiary of Volkswagen Group, is the trusted key to mobility for its brand partners. We are committed to supporting the Audi, Ducati, and Volkswagen brands and their Dealers, specializing in providing accessible mobility solutions for its Customers. The company’s offerings include Retail Leasing, Retail Financing, Commercial Financing for new and used vehicles, and End-of-Term vehicle disposition.
Brief Role Description
This position is Career Level 31L based in Reston, VA or Libertyville, IL with a Role Classification of Hybrid.
Role Summary
The Collections and Recovery function is a cornerstone in our customer and risk resiliency strategies managing upward of $50MM in loss recoveries and delinquency levels of our account portfolio. The Director, Collections and Recovery, NAR, will be responsible for getting us there - leveraging our data, people, process and technologies to modernize our approach and drive high performance in our collections and recoveries efforts.
The role will have end-to-end responsibilities for: early stage and late-stage collections and delinquency performance, post-charge-off financial and asset recoveries, as well as the core operational performance across people, providers and technologies. The role covers Volkswagen Financial Services’ North American portfolio, with responsibility spanning the U.S. and Canada.
This leader owns the strategy, performance, and evolution of the C&R function across treatment modeling, customer touchpoints, including SMS, email, digital and agent-assisted channels. The role combines financial loss management, collections analytics, operational leadership, and contact center and vendor oversight to improve delinquency resolution, portfolio performance, and operational effectiveness, all with an eye to helping customers navigate hardship.
Responsibilities within this Role
Collections and Recovery Performance Management – 40%
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Lead enterprise strategies to minimize losses on consumer receivables and vehicle assets aligned to financial and risk objectives
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Own end-to-end delinquency management, early and late-stage collections, and post charge-off recovery performance
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Develop and optimize data-driven treatment strategies, including behavioral scoring, segmentation, and engagement strategies
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Partner with Risk Management to build predictive models and define delinquency and charge-off strategies
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Continuously refine strategies in response to economic, portfolio, and regulatory changes
Operational Excellence & Analytics-Driven Execution – 25%
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Leverage advanced analytics to identify drivers of performance and optimize collections outcomes
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Establish and manage performance metrics aligned to financial and operational objectives
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Lead continuous improvement initiatives to enhance productivity, efficiency, and profitability
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Drive structured experimentation (e.g., A/B testing) to validate and scale strategies
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Ensure alignment with industry best practices and operational standards
Vendor, Contact Center & Technology Oversight – 15%
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Drive strategic and operational oversight across internal operations, contact centers, and third-party vendors
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Manage vendor performance, contract negotiation, and RFP/RFI processes
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Oversee channels, platforms, and technology supporting collections performance
Leadership, Talent & Organizational Effectiveness – 10%
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Build and lead high-performing teams focused on accountability and results; establish a performance-driven people culture by creating the OKR, KPI and individual performance frameworks across functions, and continuously measuring and coaching/managing to the targets.
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Establish strong frameworks around talent development, succession planning, and organizational design
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Recruit and foster a team that is diverse in background, experiences and expertise. Coach leaders and foster a high-performance, engagement-driven culture
Governance, Compliance & Risk Management – 10%
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Ensure compliance with regulatory requirements (FDCPA, UDAAP, CFPB)
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Partner with Legal, Compliance, and Risk teams to mitigate operational risk
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Maintain strong control frameworks across collections, recovery, fraud, and bankruptcy
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Drive governance, reporting, and audit readiness
Qualification requirements
Years of Relevant Experience:
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12+ years of progressive leadership and relevant experience in consumer finance.
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Minimum 5 years of financial, customer and operational performance management of collections, asset recovery and financial recoveries
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Demonstrated success operating at a director level - leading leaders, managing risk and financial performance, and owning enterprise-level outcomes
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Minimum 3 years (and proven track record) in developing and using advanced behavioral data modeling and internal/vendor-based technologies to steer, optimize and evolve our collections and recoveries performance.
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Minimum 5 years in delivering technology and data initiatives; experience in product management and agile methodologies
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Ability to balance customer outcomes with strong financial and risk discipline
Required Education:
- Bachelor's Degree
Skills:
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Data/performance driven: Experienced and exceptional understanding collection and recovery performance drivers, and how to use segmentation and data to drive performance-driven change and culture in our customer resiliency function. Experience in running structured segmentation and product experiments a plus.
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A bias to action: The leader will have an executive level charter to deliver on key opportunities and, in parallel, stand up an org structure and talent model that sets a high bar for employees, and rewards and empowers teams delivering on this.
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Acts like an owner. Takes full responsibility for functional performance and has a 360 view on what happens upstream and downstream; partners transparently with those stakeholders and partners to affect change.
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Ability to influence and lead changes: Willingness to challenge the status quo by driving pragmatic, forward-leaning change across people, process, performance and technology
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Customer Centricity: Deep respect for the importance of keeping our promises to customers, creating clarity for them during these stressful moments, and ensuring we are doing this in a consistent, well-managed way
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A clear communicator: Excellence in clear communication and storytelling – to set expectations and motivate employees, present to C-Levels, hold vendors responsible, and partner successfully with stakeholders
Volkswagen Financial Services is an Equal Opportunity Employer. We welcome and encourage applicants from all backgrounds, and do not discriminate based on race, sex, age, disability, sexual orientation, national origin, religion, color, gender identity/expression, marital status, veteran status, or any other characteristics protected by applicable laws.
This role description is a guideline and does not create contractual rights between the Company and any of its applicants. The Company does not enter into any type of employment contract, implied or written, with its applicants regarding job security.
This Organization participates in E-Verify. We maintain a drug free workplace and perform pre-employment substance abuse testing.
Job ID: 29205
Company: VW Credit, Inc.
Location: Reston, VA, US, 20190 Libertyville, IL, US, 60048
Department: Financial Services and Insurances
Career Level: Executives & Management
Working Model: Full-time
Contract Type: Unlimited
Remote Working: According to company policy
Posting Date: Aug 7, 2026
Volkswagen Financial Services - The key to mobility
VW Credit, Inc., dba Volkswagen Financial Services (VWFS), was founded in 1981 as the captive financial services arm of Volkswagen Group of America, Inc. and is affiliated with Volkswagen of America, Inc., Audi of America, Inc. and Ducati North America, Inc. VWFS offers services to Volkswagen, Audi, Ducati customers, and authorized dealers as Volkswagen Financial Services, Volkswagen Credit, Audi Financial Services, and Ducati Financial Services. The company offers competitive financial products and services to customers and authorized dealers in the United States. VWFS is headquartered in Reston, VA.
VWFS is seeking individuals from diverse professional backgrounds who can bring fresh perspectives and ideas to help us drive forward in the ever-evolving financial and mobility services industry. As we continue to grow, we are excited to welcome talent from a variety of professional backgrounds to join our team. We believe in the power of diversity and inclusion, as it fuels creativity, fosters innovation, and strengthens our ability to serve our customers better. Are you a forward-thinker, a problem-solver, or an innovator? This is an opportunity to be part of a dynamic team that values diversity, creativity, and collaboration.
Learn more about us
LinkedIn | VWFS US
Support
For more information contact: vwgroupcareers@vw.com
Volkswagen Financial Services - The key to mobility
VW Credit, Inc., dba Volkswagen Financial Services (VWFS), was founded in 1981 as the captive financial services arm of Volkswagen Group of America, Inc. and is affiliated with Volkswagen of America, Inc., Audi of America, Inc. and Ducati North America, Inc. VWFS offers services to Volkswagen, Audi, Ducati customers, and authorized dealers as Volkswagen Financial Services, Volkswagen Credit, Audi Financial Services, and Ducati Financial Services. The company offers competitive financial products and services to customers and authorized dealers in the United States. VWFS is headquartered in Reston, VA.
VWFS is seeking individuals from diverse professional backgrounds who can bring fresh perspectives and ideas to help us drive forward in the ever-evolving financial and mobility services industry. As we continue to grow, we are excited to welcome talent from a variety of professional backgrounds to join our team. We believe in the power of diversity and inclusion, as it fuels creativity, fosters innovation, and strengthens our ability to serve our customers better. Are you a forward-thinker, a problem-solver, or an innovator? This is an opportunity to be part of a dynamic team that values diversity, creativity, and collaboration.
Learn more about us
LinkedIn | VWFS US
Support
For more information contact: vwgroupcareers@vw.com
Nearest Major Market: Washington DC
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