Head Product Lead

End Date

Thursday 27 August 2026

Salary Range

£106,565 - £125,370

We support flexible working – click here for more information on flexible working options

Flexible Working Options

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Job Description Summary

We're looking for an experienced product leader to lead one of our newly set up labs and take ownership of the Personal Current Account product portfolio.

You'll be responsible for defining and evolving our current account products, ensuring they meet customer needs, deliver strong commercial outcomes and comply with regulatory requirements.

Leading a team of senior product leads, you'll shape product strategy, oversee product development and work across business, technology, risk and operations teams to bring new propositions to market and improve existing products.

This is a senior leadership role requiring strong strategic thinking, commercial judgement, stakeholder management and experience operating within a regulated environment. You'll play a key role in shaping the future of UK's largest current account portfolio.

Job Description

SALARY: £106,565 - £125,370 pa

LOCATION: Bristol, Leeds, Halifax, Edinburgh and Manchester

HOUSE: Full time - 35 hours

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of your time, at one of our office sites.

ABOUT THIS OPPORTUNITY

We're looking for a Head Product Lead to lead the strategy, development and ongoing management of our Personal Current Account product portfolio.

This is a high-impact leadership role within Everyday Banking, responsible for some of the most important customer products in the Group. You'll shape the future of our current account propositions, ensuring they continue to meet customer needs, deliver strong commercial outcomes and align with evolving regulatory requirements.

The role sits at the heart of product ownership, bringing together proposition development, pricing, governance, risk management and product performance. You'll play a key role in determining how our products evolve, using customer insight, market intelligence and business performance data to inform strategic decisions and investment priorities.

KEY RESPONSIBILITIES INCLUDE:

• Leading the strategy, development and lifecycle management of our Personal Current Account products.

• Defining and evolving customer propositions, pricing strategies, product features and customer benefits.

• Finding opportunities to improve customer experience, customer outcomes and commercial performance.

• Developing product roadmaps and prioritising investment decisions to maximise value.

• Using customer insight, market intelligence and performance data to support strategic decision making.

• Ensuring products remain aligned to governance, risk and regulatory requirements throughout their lifecycle.

• Leading product reviews, regulatory change implementation and control activities.

• Building strong partnerships across business, technology, operations and risk teams.

• Managing important supplier and partner relationships that support the product portfolio.

• Leading, coaching and developing a team of product leaders and specialists.

• Representing the portfolio within senior leadership and governance forums.

This is a role for someone who enjoys solving complex challenges, balancing customer, commercial and regulatory considerations and leading through change. You'll bring a pragmatic approach to decision making and be comfortable operating in a fast-moving and highly regulated environment. Insights from the hiring manager highlight that this role is central to ownership of core current account products, with significant accountability for proposition, pricing, governance and regulatory oversight across the portfolio.

ABOUT US

Like the modern Britain we serve, we're evolving. Investing billions in our people, technology and data capabilities, we're creating a purpose-led organisation that helps Britain prosper.

Our colleagues are passionate about making a difference to customers, businesses and communities across the UK. Together, we're building a more sustainable and inclusive future whilst transforming the way we deliver products and services.

WHAT YOU'LL NEED

We’re looking for someone who can demonstrate:

• Product Strategy & Product Management

Experience defining product vision and strategy, leading complex product portfolios and translating long-term goals into clear priorities, roadmaps and measurable outcomes.

• Commercial Decision Making

Strong commercial awareness, with experience balancing customer needs, business goals, technology considerations and risk requirements to drive sustainable growth and customer value. Experience managing budgets, forecasts and investment decisions.

• Data-Driven Insight & Customer Focus

Ability to use customer insight, market intelligence, experimentation and performance data to identify and explore opportunities, improve customer outcomes and inform strategic decision making.

• Risk & Regulatory Management

Experience operating within a regulated and controlled environment, with strong governance, risk and regulatory awareness across the product lifecycle. This role has significant accountability for product governance, pricing and regulatory compliance.

• Stakeholder Management & Influencing

Proven ability to build strong relationships and influence senior collaborators across business, technology, operations and risk functions, aligning priorities and driving successful outcomes.

• People Leadership & Organisational Capability

Experience leading and developing high-performing teams, building capability and creating an inclusive environment where colleagues can learn, collaborate and thrive through change and complexity

ABOUT WORKING FOR US

Our ambition is to build a purpose-led organisation where skilled people can do their best work and make a real difference for customers. We value diverse perspectives, encourage continuous learning and empower colleagues to shape the future of our products and services.

This is a fantastic opportunity to lead at scale, influence strategic direction and help build high-performing product teams that deliver meaningful outcomes for customers, colleagues and the business!

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.